iHome San Diego Real Estate
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Discover How Homeowners Insurance Can Be Affordable for You
Homeowners insurance premiums in San Diego County have risen sharply, with a 41% increase from 2020 to 2024, averaging $1,333 annually for $300,000 coverage. Rising wildfire risks, insurers limiting coverage, inflation, and increased high fire hazard zones contribute to higher costs. Consumers are advised to shop around and use fire-resistant measures. New regulations and legislation…
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California tiered home pricing
Home prices in California's major cities rose slightly in early 2026 but remain below last year's levels due to high mortgage rates, political uncertainty, and increased inventory. Buyers are cautious, waiting for prices to bottom out. Price changes vary by property tier, with low-tier homes more volatile than high-end ones. Market recovery is hindered by…
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New-Home Mortgage Demand Hit 14-Yr High
New-home purchase applications in Late-Q1 ↑26% MoM and ↑11% yearly, reaching the survey’s highest index level since it began in 2012. Estimated new single-family sales ran at a seasonally adjusted annual pace of 717K in Late-Q1, ↑12% from 641K in the prior month. On an unadjusted basis, estimated new-home sales reached 69K in Late-Q1, ↑21%…
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280K Future Buyers Could Lift Housing
A large 35-year-old cohort will reach typical first-time-buyer age within 5 yr, outnumbering today’s 40-year-olds by 280K people, creating a meaningful demand pipeline. If 280K additional buying-age adults pair into 140K households, demand for houses could ↑~14% compared with recent new single-family construction levels as a benchmark. Even when first-time buyers choose existing homes, those…
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San Diego Prices Face Slower Growth
San Diego buyers and sellers are navigating record-high prices, tight supply, and slower price growth, making timing and affordability matter most today. Limited supply and persistent homebuilding shortages have kept upward pressure on prices, even as economic uncertainty keeps some buyers cautious for now. Many sellers who enter the market are using incentives to attract…
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Remembering Heroes, Honoring Their Sacrifice
This day honors the brave men and women who have sacrificed their lives to defend America's freedom.It became an official federal holiday in 1971. Americans observe Memorial Day by visiting cemeteries and memorials.
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San Diego Living: Enjoying a Vibrant Lifestyle Investment
San Diego County ranks as the fifth most expensive place to own a home. Renters earning the median household income of about $81,000 would spend nearly 87% of their take-home pay on mortgage, taxes, and other expenses. The median home price in the county ranges from $875,000 to $915,000. Los Angeles is the most expensive,…
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Multigenerational homes command 65% price premium
Nearly 4 million U.S. households now span three or more generations, driving demand for multigenerational homes with features like in-law suites. These homes have a median list price of $709,000, 65% higher than standard homes, and sell as quickly despite the premium. Western metros, especially in California, have the highest share of such listings. In…
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Major U.S. Cities See Robust 45% Home Value Growth
Home prices in U.S. suburbs have risen over 45% in five years, while the 30-year mortgage has remained unchanged since the 1930s. The national home price to income ratio is now 5.08, making homeownership unaffordable in 38 of 50 major metros. Median monthly mortgage payments exceed $2,000. Some cities with steady job growth and lower…
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Will California Stay Flat Through 2026
Home price growth expected to be around 2.2% nationally, with California underperforming at approximately 0.5% to 1.5% due to affordability constraints and weak turnover Sales activity expected to grow near the national baseline of 1.7%, but California remains below average because of high borrowing costs Inventory expected to rise in line with national trend of…
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